Think Insurance Companies Don't Pay Out? Think Again!
Posted by Smithtaylorassociates on Friday 27th of June 2025
Buying a home and taking on a mortgage is often the biggest financial commitment a person will make in their lives. With this in mind, protection polices offer great financial security, not just to protect you, but to protect your family, your income and even the loan itself should the worst happen.
However, a barrier stopping some from taking out financial protection is the view that insurance companies do not pay out or that they will find any excuse not to honour the claim. But is this actually true?
In reality, this is an unfortunate c...
Living in interesting times: how advice can help
Posted by Smithtaylorassociates on Friday 20th of June 2025
We’re living in unpredictable times; from rising living costs and market fluctuations to fast-moving changes in jobs, tech, and even family structures. For many people, the old financial playbook no longer applies.
In these moments, advice isn’t about chasing the lowest cost — it’s about making the right choices for you. Ones that reflect your values, your needs, and the realities you’re living with right now.
Whether you’re dealing with a sudden loss of income, stepping into a caring role, or struggling to keep up with digital changes, ad...
Should I consider private medical insurance?
Posted by Smithtaylorassociates on Sunday 11th of May 2025
Life can be full of surprises. You can’t be prepared for everything. You may have some insurance to support you financially if the unexpected happens, but have you considered how private medical insurance might offer you and your family the peace of mind you need if your health takes a turn for the worst?
A growing trend
According to data published by The Telegraph, patients are opting for private healthcare in record numbers as the NHS is blighted by long wait times and strike action. According to government statistics almost 7.64 million p...
Saving for your child’s university education
Posted by Smithtaylorassociates on Tuesday 6th of May 2025
Saving for your child’s university education requires careful planning and budgeting. By starting early, considering investment opportunities, encouraging your child to save, looking for scholarships and bursaries, and planning, you can make saving for university a manageable goal and give your child the best possible start in life.
What is the average cost of university?
The annual cost of an undergraduate degree is £9,250 for most students in the UK. However, in England this figure is due to increase to £9,535 as of September 2025.
As w...
